$60m from WTE Bank
Fund approved site preparation, equipment deposits and the first contracted work package.
WTE BANK / STRUCTURED FINANCE
The complex deal. One bank funding it.
A valuable transaction may be too large, long-term or intricate for a standard loan. WTE Bank structures the financing around the contracts, assets and future cash flows—and provides 100% of the approved financing itself. You work with one lender from credit decision through final draw, rather than assembling a group of funders.
01 / UNDERWRITEContracts and cash flows02 / STRUCTURETerms, security and repayment03 / FUND100% from WTE Bank
THE FULL-BANK FINANCING STRUCTURE
The financing follows the transaction. The funding comes from WTE Bank.
ONE LENDER. THE FULL APPROVED AMOUNT.
We take responsibility for the entire approved financing commitment. We determine the amount the transaction can support, set draw conditions, align repayment with expected cash generation and secure the facility against appropriate rights or assets. The borrower gets one bank credit decision and one financing agreement for the full WTE Bank-funded facility.
See how the facility is built ↘01 / UNDERWRITE THE TRANSACTION
CONTRACTS, ASSETS & REVENUE
Finance against what the deal can earn.
We examine the contract, operating asset, projected revenues and the parties responsible for delivery. This tells us how much WTE Bank can finance, the period the borrower needs and the cash that will repay our loan. We stress-test lower revenue and delayed completion before making a credit decision.
01
Contracted demandConnect purchase, offtake or service agreements to projected receipts.
02
Assets and securityIdentify the equipment, receivables or rights that can support the facility.
03
A defined cash pathSpecify how receipts cover operating costs, reserves and repayment to WTE Bank.
02 / DESIGN ONE WTE Bank FACILITY
TERMS, SECURITY & REPAYMENT
The right structure makes one full commitment possible.
WTE Bank finances the approved requirement from its own lending capacity. We structure one facility with a tenor matched to the transaction, staged draws for defined costs, suitable collateral and covenants, and repayment from contracted or operating cash flows. Reserves and other protections help the deal withstand delays or weaker performance.
01
Full WTE Bank financingThe bank makes the entire approved loan commitment; no syndicate is needed to fill a funding gap.
02
Repayment that follows cash flowSet interest, principal and maturity around the transaction’s expected earnings and risks.
03
Security and safeguardsTake appropriate security and set draw conditions, reserves and covenant tests.
03 / DISBURSE AND REPAY
BANK-FUNDED EXECUTION
One approved facility. Funding as the work advances.
After approval and signed documents, WTE Bank releases its financing against agreed project or transaction milestones. The borrower deals with one lender for draw requests, reporting and repayment. Cash generated by the financed activity services the WTE Bank facility under the agreed terms.
01
One bank commitmentWTE Bank commits the full approved amount under one documented financing arrangement.
02
Draw for verified needsRelease WTE Bank funds for eligible costs when agreed evidence and milestones are met.
03
Repay WTE Bank from revenuesApply collected cash to operating needs, reserves and the bank’s scheduled debt service.
A COMPLETE BANK-FUNDED EXAMPLE
A $250 million transaction. 100% financed by WTE Bank.
Consider an eligible $250 million logistics expansion supported by customer contracts. WTE Bank approves and funds the full $250 million loan. It makes $60 million available for initial works, $140 million for construction and $50 million for commissioning and eligible start-up costs, with each draw subject to agreed conditions. The project’s operating cash repays the bank.
$140m from WTE Bank
Draw funding as verified construction milestones and cost conditions are met.
$50m from WTE Bank
Complete eligible commissioning and start-up activity before contracted revenues begin servicing the facility.
FUND THE FULL TRANSACTION
Bring the complete deal. Get one bank financing decision.
Submit the full amount needed, transaction purpose, key contracts, assets, projected cash flows, schedule and repayment source. We will assess whether WTE Bank can finance the whole eligible requirement and, if approved, structure the facility, conditions and disbursement plan.
WTE Bank finances 100% of each financing facility it approves for a client. Approval, amount, costs, repayment terms and availability depend on due diligence, eligibility, jurisdiction, documentation and signed terms. The transaction example is illustrative.