WTE Bank
WTE BANK / BUSINESSES

Business Banking.

The bank to run your business—and build the next one.

Get paid, keep cash ready, pay the people your business depends on and take on the next opportunity. WTE Bank brings business accounts, customer payments, working capital, growth loans and international banking into one relationship. Every financing facility WTE Bank approves is funded entirely by the bank itself.

Accounts and payments Business financing Trade and growth
BUSINESS BANKING
Business AccountsAccept Customer PaymentsPay Staff & SuppliersDirect WTE Bank FinancingInternational TradeBusiness ControlsBusiness AccountsAccept Customer PaymentsPay Staff & SuppliersDirect WTE Bank FinancingInternational TradeBusiness Controls
Business owner and finance manager reviewing accounts and statementsBUSINESS ACCOUNTS / WTE Bank
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Business Banking

A business account for everything your company does.

Your operating account is where sales become usable cash and daily commitments get funded. Keep incoming revenue, supplier money, payroll and reserves in a business banking relationship that can grow with you.

01Business operating accountReceive revenue, hold working cash and make the payments that keep the company running.
02Accounts for different purposesKeep money for payroll, tax and supplier commitments distinct from available operating funds.
03Savings and term depositsPlace eligible surplus cash in savings or an agreed fixed-term deposit.
04Joint and authorized accessLet partners and approved staff access the accounts their responsibilities require.
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Customer payments and collections

Make it easier to buy from you. Easier to use what you earn.

The faster customers can pay, the sooner revenue can support the business. Accept eligible payments in person, online and by transfer; bring the receipts into your WTE Bank account and see which customers and invoices have been paid.

Merchant taking a payment from a customer
01 / MERCHANT PAYMENTS

Take cards where customers buy.

Accept eligible in-person and online card payments into your business banking relationship.

02 / INVOICES AND LINKS

Give customers a direct way to pay.

Send a payment request or invoice with clear payment details for eligible sales.

03 / CUSTOMER TRANSFERS

Know which sale brought in the money.

Receive account transfers and match incoming receipts to the relevant customer and invoice.

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Business Banking

Pay what keeps the business running. Keep your plans moving.

Pay employees, suppliers, rent and tax from the business account. Schedule recurring costs, make individual or bulk payments and control who can release money. Keep commitments on course while cash remains available for the next customer or purchase.

01Payroll and team paymentsPay staff through eligible single or bulk transfers on the schedule your business needs.
02Supplier and vendor paymentsPay the businesses that deliver your stock, services and equipment.
03Bills and recurring obligationsSchedule rent, tax and other regular commitments before they disrupt the operating plan.
04Domestic transfersMove money between permitted accounts and counterparties for day-to-day business.
Business treasury team monitoring cash flow and currency exposureCASH MANAGEMENT / WTE Bank
Banker and factory owner discussing business financingGROWTH CAPITAL / WTE Bank
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Business Banking

Finance the opportunity your cash alone cannot cover.

A promising order, busy season, new machine or better location can demand capital before it returns a profit. WTE Bank offers financing for eligible business needs and itself supplies 100% of every facility it approves. Your business knows which bank is providing the capital, across everyday working needs and bigger growth plans.

01Working capital lineKeep eligible inventory and operating costs moving while customer receipts are still on the way.
02Order and contract financeFund approved costs of completing a customer order or business contract.
03Equipment and expansion loansInvest in approved productive assets or a new operating location.
04Commercial property financeBuy or improve eligible business premises with a WTE Bank property loan.
05Asset-backed creditUse eligible receivables, inventory or business assets to support a WTE Bank facility.
THE WTE Bank BUSINESS GROWTH FACILITYOne bank stands behind every approved advance.

Whether the approved need is recurring working capital or a defined investment, the full WTE Bank commitment is supplied by WTE Bank itself.

Discuss business financing ↗
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International business and trade

Find customers and suppliers beyond your borders.

Buy overseas, sell into new markets and manage eligible cross-border payments through WTE Bank. Trade instruments and bank-funded trade credit can support approved transactions as your business reaches further.

Business owners reviewing goods ready for international trade
01 / INTERNATIONAL PAYMENTS

Pay and get paid across markets.

Make eligible international transfers and receive export proceeds into the business relationship.

02 / FOREIGN EXCHANGE

Work in the currency of the transaction.

Convert funds for eligible cross-border payments at the agreed rate and terms.

03 / TRADE INSTRUMENTS

Support an import or export commitment.

Use eligible WTE Bank-issued letters of credit, documentary services or a directly funded WTE Bank trade loan when approved.

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People, cards and digital access

Give the team room to work. Keep control of the money.

Business banking should be usable by the people who run the business without giving every person the same authority. Give approved staff access by role, protect outgoing payments and keep account and card activity available through WTE Bank online and mobile banking.

Explore WTE Bank Digital Banking ↗
Business team reviewing payment permissions
01 / TEAM ACCESS

Set clear roles.

Choose who can view balances, prepare payments and approve their release.

02 / BUSINESS CARDS

Make necessary spending easier to manage.

Give eligible team members card access with assigned controls and review their activity.

03 / DIGITAL BANKING

Stay close to the business.

Review accounts, payments and card activity wherever you manage the company.

Build with WTE Bank

Run the business you have. Say yes to what comes next.

Open a WTE Bank business account for customer payments, everyday operations and money you want to keep available. When a larger opportunity calls for capital, WTE Bank funds every business facility it approves itself.

OPERATEAccounts, collections and payments
GROWCapital supplied entirely by WTE Bank when approved
EXPANDInternational trade and digital controls