WTE Bank
WTE Bank / Tools
INTERNATIONAL TRANSFER ESTIMATOR

See what the recipient could actually receive.

Enter the rates and fees from two transfer quotes. See the estimated amount delivered by each, then compare them using the same total amount paid.

GLOBAL PAYMENT / ROUTE VIEWQUOTE MODEL
YOU SENDUSD 10,000
CONVERSIONUSD → EUR
RECIPIENTEUR 9,178
OPTION A / RATE + FEESEUR 9,178
OPTION B / RATE + FEESEUR 9,139
USER-ENTERED QUOTESNO LIVE RATE FEED · NO TRANSFER INITIATED
A clearer way to compare

Compare the money delivered.

Choose the currencies you want, then add the amount you want to send and the rates and fees from each quote. The comparison shows both quoted receipts and which option delivers more for the same total spend.

Enter your transfer details.

01 / INPUTS
Dated market reference; you can also enter your own benchmark

Loading the dated market reference rate for USD → EUR…

Option A

Quote one
Recipient currency per 1 send currency

Option B

Quote two
Recipient currency per 1 send currency
Example fees are prefilled. The rate feed supplies a market reference for demonstration; replace both quote rates and fees with the terms you actually received.
YOUR TRANSFER OUTCOME

The clearer choice, in one view.

02 / 02
SAME TOTAL SENDER BUDGET
Compare two quotes to see the difference.

Enter the amount, rates and fees above. The result will show which quote delivers more at equal cost.

Option A delivers—
Option B delivers—
Difference—
BEFORE YOU SEND

Confirm the final quote.

Ask the provider to confirm the total cost and the amount your recipient is expected to get.

01 Check the applied rate02 Check who pays every fee03 Confirm the expected receipt
Explore international payments ↗
The market reference is dated and may differ from executable transfer rates. The equal-spend model applies each fixed fee to the same sender budget; the provider's final quote controls the transaction.
Look at the full route

A good rate is only part of the answer.

Two providers can advertise similar conversion rates yet deliver different amounts. Examine the amount actually converted, every fee you know, and the final expected receipt before choosing a route.

Total outlay → conversion → deductions → recipient amount
A fair comparison

Keep the sender's spend equal.

If a sending fee is paid on top, one quote costs more upfront. The comparison therefore uses recipient currency received per unit of total sender outlay, then applies that rate to an equal budget.

Recipient amount ÷ total paid = effective received rate
Market reference rates: Frankfurter, which combines daily central-bank and official-source data. The date and availability are shown above. Reference rates are informational; each provider sets its own transfer rate and fees.