At WTE Bank (WTE Bank), we believe your credit card should work for you, not the other way around. That’s why we offer a wide range of credit cards to fit your lifestyle and financial goals. Whether you want to earn rewards on everyday purchases, finance a large expense over time, or consolidate debt at a lower interest rate, WTE Bank has the ideal card for you.
Tired of missing out on rewards for your spending? Our cash back credit cards put money directly back in your wallet on all eligible purchases. Here are some of our most popular options:
CASH BACK / EVERYDAY SPENDINGWith category bonuses on frequent spending and unlimited 1% cash back, this is one of the strongest cash back cards available. You can earn hundreds of dollars back each year on the things you buy every day.
For simple cash rewards without limitations, the Premier Cash Back Card is the way to go. 2% adds up quickly, earning you a nice cash bonus to use however you want.
The Milestone Rewards Card amplifies your earnings with a special 10% anniversary bonus each cardmember year. The bonus applies to all rewards earned, allowing your cash back to grow faster over time.
Do you have a bucket list of dream vacations and destinations? Our travel rewards credit cards help you explore the world for less by maximizing points and miles. Check out these top travel card options from WTE Bank:
TRAVEL / FLIGHTS / HOTELSEarn points quickly on all your travel bookings with the Explorer Card. Redeem points for flights, hotels, cruises and other travel purchases through our premium rewards portal.
Take your travel rewards even further with the Voyager Card. Earn bonus points on dining, gas and groceries to complement your accelerated airfare and hotel earnings.
With premium travel insurance and protections, no foreign transaction fees and a generous signup bonus, the Global Card is designed for frequent travelers. Maximize rewards at home and abroad.
If you’re looking to consolidate higher-interest credit card balances to save money on interest, a balance transfer can provide the relief you need. WTE Bank offers 0% intro APR for 12-21 months on balance transfers (based on creditworthiness). After the intro period, a competitive ongoing APR applies.
BALANCE TRANSFERS / CONSOLIDATIONTransfer high-interest balances from other credit cards and repay them over time without interest during the intro period. This can save you hundreds to thousands of dollars compared to paying ongoing high interest rates.
Enjoy an extended 0% APR intro period along with great balance transfer terms. Combine with the card’s additional benefits like rental car insurance, trip cancellation/interruption insurance and more.
A solid mid-length intro period to pay down balances interest-free. The Premier Rewards Card also earns unlimited 1.5% cash back to help you get rewarded as you repay.
For large expenses and big-ticket items, our financing credit cards offer low intro APRs and flexible payment plans. These cards allow you to spread costs over months or even years.
LARGE PURCHASES / FINANCINGSpecifically designed for financing large purchase expenses without interest. After the intro period, an ongoing 12.99%-22.99% variable APR applies.
A premium card with a 12 month 0% intro APR on both new purchases and balance transfers. Great for consolidating debt while also financing new expenses over time.
Running a business isn’t easy. Let WTE Bank’s business credit cards make it a little simpler with robust rewards, employee cards and valuable benefits.
BUSINESS / EMPLOYEE SPENDINGEarn accelerated points in top business spending categories with the WTE Bank Business Pro Card. Employee cards come at no extra cost. Redeem points for cash back, travel and more.
For simple, unlimited double points on everything, the WTE Bank Business Premier Card is a top choice. The 50% yearly points bonus allows your rewards to grow substantially over time.
Designed specifically for small business financing needs, with generous intro APR on balance transfers and ongoing low variable APR after intro period. Plus, earn cash back rewards on purchases.
At WTE Bank, we offer excellent credit cards packed with rewards and benefits – but we’re about more than just cards. We want to help you fully understand and most effectively use credit to improve your financial situation.
We believe knowledge is power when it comes to your finances. WTE Bank offers complimentary educational resources to help you build and use credit wisely. Learn more about:
Take control of your financial well-being with useful credit education and guidance from WTE Bank credit experts.
Stay on top of your credit profile with WTE Bank’s suite of tracking and management tools. See important updates, monitor your scores, get custom advice and more:
Credit score tracking: Monitor your FICO and VantageScore credit scores monthly to watch improvement and catch any suspicious changes.
Credit report monitoring: Review your Experian, Equifax and TransUnion credit reports for errors, identity theft, fraud or other issues impacting your credit.
Score simulator: See how certain financial decisions could impact your credit scores before you act.
Customized tips: Get personalized recommendations for improving your credit based on your specific situation.
24/7 credit support: Contact WTE Bank credit experts by phone or chat anytime you need quick assistance.
Gain visibility and take control over your credit and identity with WTE Bank’s tracking and management services.
For some individuals, damaged credit histories or unique circumstances require specialized credit solutions. WTE Bank offers targeted products and services to help including:
Rebuild and restore your credit effectively with special WTE Bank products like our secured credit card. Make regular payments and practice good credit habits to establish positive payment history and raise your scores.
Just starting your credit journey? WTE Bank provides learning materials and options like student credit cards and credit-builder loans to help responsibly build credit from the ground up.
If your identity is compromised, our dedicated experts fully manage the recovery process for you and ensure your accounts and credit are protected.
We offer tailored financial services and guidance to address the unique needs and challenges of service members and veterans, like free credit monitoring, mortgage and balance transfer options.
WTE Bank can provide specialized solutions for any credit situation. Our experts are here to help you directly address problems and achieve your financial goals.
WTE Bank believes managing credit should pave the way to realizing your dreams, not hold you back. That’s why we passionately provide the credit cards, knowledge and solutions to help you thrive financially.
To find the ideal credit card and financing options for your needs, of if you have any questions, feel free to contact us or chat with a credit expert.