Bank without a branch trip
Open an account, review money received, pay a bill and see the payment record in one place.
WTE BANK / DIGITAL BANKING
Your bank should move when you do.
A customer is ready to pay. A supplier needs funds. An opportunity needs financing. You should be able to act without waiting for a branch visit or passing the same documents from team to team. WTE Bank puts account opening, payments and eligible financing in one digital banking experience.
01 / OPENAccount and identity02 / MOVEPayments and approvals03 / GROWFinancing when eligible
A BANK YOU CAN ACTUALLY USE ONLINE
A digital bank must do more than show you your money.
FROM APPLICATION TO ACTION
Open and manage an account, instruct payments, give the right people authority to approve them, and request financing from the place where your transactions already happen. Each action moves through its own verification and decision steps, with a clear status you can follow.
Explore the three core services ↘01 / OPEN AND OPERATE
REMOTE ACCOUNT BANKING
Start and manage your banking from wherever you work.
Begin an account application online, submit identification and business documents securely, and follow the onboarding steps. Once the account is active, see balances, statements, receipts and upcoming activity in the same channel. Individuals can manage their own money; businesses can give authorized team members access to the accounts they need.
01
Apply without a branch visitStart the account process and provide the required information online.
02
Operate in one placeAccess account balances, statements and transaction records when you need them.
03
Give people the right accessSet account visibility and user permissions for approved business roles.
02 / SEND AND APPROVE
DIGITAL PAYMENTS
Make the payment. Know who approved it.
Send eligible domestic or international payments through a digital channel, with the beneficiary, amount and purpose checked before submission. For a business, one person can prepare a payment and another can approve it under the company’s rules. Follow the transaction status and keep the payment record with the related invoice.
01
Send and receiveInitiate supported transfers and see incoming payments against the account.
02
Approve with confidenceUse authentication and role-based approval before a business payment is released.
03
Follow the outcomeTrack the status and retain a usable transaction record for reconciliation.
03 / ACCESS FINANCING
DIGITAL CREDIT PATH
Need capital? Start from your banking activity.
Request an eligible loan or working capital facility through the same digital relationship. Provide the transaction and financial documents, see what else is needed, and follow the credit decision. Once a facility is approved and available, request a draw and monitor repayments alongside your accounts and payments.
01
Apply with contextSubmit the purpose, amount, repayment source and supporting documents online.
02
Know the next stepFollow document requests, the underwriting stage and the final decision.
03
Use approved creditRequest available funds and see outstanding amounts and scheduled repayments.
ONE DIGITAL RELATIONSHIP, REAL BANKING ACTIONS
The channel adapts to the decision you need to make.
A balance screen is only a starting point. This service connects the next banking action to the account: send a payment, approve a transfer or seek capital. The financial service stays the same; the steps become accessible wherever the client is authorized to bank.
Keep the business moving
Pay a supplier, see customer receipts and request eligible capital when a new order needs funding.
Act with shared authority
Prepare payments, route them to the authorized approver and reconcile them against invoices and account activity.
PUT YOUR BANK TO WORK
Your next banking action starts here.
Open an account to start using digital banking. Already a client? Sign in to manage accounts and payments. For a business that needs a digital credit or approval workflow, contact the team with the accounts, users and transaction types you need to support.
Digital functions, account opening, payments and financing depend on eligibility, verification, security requirements, jurisdiction, payment network, product availability and agreed terms. Submission is not settlement; financing requires separate approval.