WTE Bank
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WTE BANK / INTERNATIONAL BANKING

Turn an international deal into money in your account.

A new market is only valuable if you can pay suppliers, deliver the goods, protect the deal and collect from the buyer. WTE Bank connects cross-border payments, currency services and trade finance around the transaction—so you can pursue international revenue without building a separate banking solution for every step.

01 / PAY & COLLECTInternational accounts and transfers02 / MANAGE CURRENCYExchange and exposure03 / FINANCE TRADEInstruments and working capital
THE CONTRACT-TO-CASH SERVICE

Winning a buyer abroad is the beginning. Completing the deal creates the revenue.

ONE TRADE. ONE CONNECTED BANKING PATH.

Your overseas contract sets the currencies, payment dates, shipping terms and financing need. We connect the services around those terms: move funds to the supplier, manage the currency position, arrange the right trade instrument or financing, and receive the buyer’s payment. The deal drives the banking structure—not the other way around.

Follow the transaction ↘
01 / MOVE THE MONEY
INTERNATIONAL PAYMENTS & ACCOUNTS

Pay suppliers abroad. Collect across markets.

An overseas sale may require a supplier payment now and a customer receipt months later. Use international transfers and suitable currency accounts to send and receive funds in the markets and currencies relevant to the deal. Clear payment instructions and beneficiary details help the money reach the intended counterparty.

01
Send supplier paymentsMake eligible international payments against verified invoices and agreed terms.
02
Receive overseas revenueSet clear collection instructions so the buyer knows where and how to pay.
03
Manage multiple currenciesHold or convert eligible currencies in line with the transaction and account terms.
Explore international payments ↗
Export finance staff check an international supplier payment instruction beside a working seaport
The first requirement is a reliable path for each payment and receipt.
Export finance managers compare invoices and settlement dates in an international warehouse
Invoices, currencies and settlement dates determine the economic exposure.
02 / PROTECT THE DEAL ECONOMICS
CURRENCY & TIMING

Keep the profit you negotiated in view across currencies.

You may price a sale in dollars, pay costs in euros and operate in another currency. A rate movement between signing and settlement can change the margin. We show the currencies and payment dates in the deal, execute conversions and arrange eligible foreign-exchange solutions suited to the exposure.

01
Know the exposureIdentify what must be paid and received in each currency and on which dates.
02
Choose when to convertUse the available exchange services and agreed rates for the transaction.
03
Match cash to the calendarCoordinate currency needs with supplier due dates and buyer collection.
Explore currency exchange ↗
03 / FINANCE AND SECURE TRADE
TRADE INSTRUMENTS & WORKING CAPITAL

Do not let payment risk or funding needs stop the shipment.

When the supplier wants assurance before shipping and the buyer wants documents before paying, a simple transfer may not fit. We arrange suitable documentary credits, collections or guarantees and provide eligible import or export financing. The chosen structure connects contractual payment terms, shipping documents and the cash needed to perform.

01
Agree on the payment instrumentUse a letter of credit, documentary collection or guarantee where the transaction calls for it.
02
Fund performanceFinance eligible production, inventory or shipment costs before the buyer pays.
03
Collect against the termsAlign documents and payment conditions so the collection path is clear from the outset.
Explore working capital financing ↗
Export team compares shipment documents while cargo is loaded at a container port
Shipment documents and agreed payment conditions connect the goods to settlement.
THREE WAYS TO GROW ACROSS BORDERS

One international bank. Different trade decisions.

A transfer alone does not solve a trade transaction. We connect the payment route, currency requirement, risk instrument and financing to the same contract. Use only the parts that solve the obstacle in front of you.

01 / IMPORTER

Buy from a new supplier

Pay in the contract currency, agree on a suitable documentary payment method and finance eligible inventory until it generates sales.

02 / EXPORTER

Sell to a new market

Set payment terms, fund production or shipment where eligible, and collect from the overseas buyer under the agreed instrument.

03 / MULTINATIONAL

Connect several markets

Coordinate eligible currency accounts, cross-border payments and financing flows for subsidiaries, suppliers and customers.

YOUR NEXT CROSS-BORDER DEAL

Tell us the trade. We will build the banking path.

Share the buyer and supplier countries, contract value, currencies, payment terms, shipping schedule and any financing gap. We will identify the payment route, currency service and trade or financing structure that fit the transaction.

Accounts, foreign exchange, trade instruments and financing depend on eligibility, jurisdiction, applicable law, documentation, availability, credit approval where relevant, and agreed terms. Documentary instruments are governed by their terms and do not guarantee the quality of goods.