Finance the inputs
Review the contract, buyer, supplier costs and margin. Draw an approved amount to pay eligible production and delivery expenses.
WTE BANK / WORKING CAPITAL FINANCING
Grow sales without draining the cash that runs your business.
More orders should create more opportunity, not force you to choose between paying suppliers and keeping operations funded. Our Sales-Cycle Credit Line puts approved capital behind eligible orders, inventory and receivables. Use it to deliver the sale, then repay and reuse the facility as customers pay.
01 / FUNDOrders and supplier costs02 / DELIVERInventory and receivables03 / REUSECustomer collection restores capacity
THE SALES-CYCLE CREDIT LINE
The next sale needs capital before it produces cash.
FUND THE SALE, NOT JUST THE SHORTFALL
A traditional term loan arrives as one fixed amount with a fixed repayment pattern. Operating needs change with sales. Our facility follows eligible demand through purchase, production, delivery and collection. Draw for approved costs, support the borrowing with qualifying orders, stock or invoices, and restore availability as customers pay.
Follow the funding cycle ↘01 / FUND THE ORDER
SUPPLIER & PRODUCTION FINANCE
Take the order. Pay for what it takes to deliver.
A signed purchase order or repeat demand can require supplier deposits, materials, wages and freight before the buyer pays. We assess the buyer, contract, cost plan and expected margin. When approved, the line funds eligible costs so the business can fulfil the sale without using every dollar of operating cash.
01
Supplier paymentsFund approved deposits and purchases needed to secure goods or inputs.
02
Production and fulfilmentCover eligible labour, manufacturing and shipping tied to the order.
03
Cash left for operationsPreserve liquidity for payroll, ongoing suppliers and other commitments.
02 / FINANCE WHAT YOU HAVE EARNED
INVENTORY & RECEIVABLES
Do not wait for an invoice to clear before taking the next opportunity.
Once goods are in stock or an invoice has been accepted, the form of your working capital has changed. The same credit relationship can support eligible inventory or receivables, giving you funds to serve the next customer while the first buyer is still within agreed payment terms.
01
Inventory-backed availabilityUse qualifying stock as part of the assessed funding base where appropriate.
02
Receivables financingAdvance against eligible invoices instead of waiting for the full customer term.
03
Capacity linked to salesReview availability against approved limits and the current pool of qualifying assets.
03 / COLLECT AND REUSE
REVOLVING CAPACITY
Customer payments replenish your capacity to grow.
When the buyer pays, the agreed portion of the receipt repays the outstanding draw. The remaining proceeds belong to the business, and the available line can fund another eligible cycle. The facility is built to be used, repaid and used again as sales repeat—within its approved limit and terms.
01
Collect the saleRoute customer receipts through the agreed collection arrangement.
02
Settle the drawRepay the outstanding amount and agreed charges from the transaction proceeds.
03
Fund the next cycleUse restored availability for another eligible order, inventory need or receivable.
SEE THE FACILITY IN ACTION
One $1 million order. Capital that follows the sale.
Consider a company with a $1 million customer order, $650,000 in production and delivery costs, and 60-day payment terms after delivery. A qualifying facility can be structured around the approved costs and the buyer’s expected payment.
Bridge the payment term
After delivery, the eligible receivable supports the outstanding draw while the buyer completes its 60-day payment term.
Repay and repeat
When the $1 million is paid, settle the agreed financing and charges, retain the remaining proceeds, and restore availability for the next eligible sale.
FINANCE YOUR NEXT SALES CYCLE
How many more orders could you take with the right working capital?
Request a Sales-Cycle Credit Line. Bring your recent sales, current orders, inventory or receivables, supplier costs and typical customer payment terms. We will assess the facility size, eligible funding base and repayment structure that fit your business.
Credit availability, advance rates, eligible assets, costs, repayment terms and jurisdiction depend on underwriting, documentation and approval. Draws are subject to the signed facility terms. The transaction example is illustrative.