Find the cash caught in your business cycle.
See how much cash may be tied up while you hold inventory and wait for customers to pay. Then test how faster collections or different supplier terms could change the amount.
Timing matters.
Three events shape the gap between spending and collecting.
Change the timing.
Change the picture.
Your cash cycle, made visible.
Enter your sales, direct costs and the average number of days at each step. The result shows an estimated operating cash position and lets you compare a timing change immediately.
Enter your business numbers.
01 / INPUTSHow long does each stage take?
Average daysTest a different timing.
Choose how many days you might save or extend. The comparison updates as you move each slider.
What the numbers mean for you.
Enter your numbers above to see the estimated gap.
Review the timing.
Use your actual invoice and payment history to check these averages.
This is an estimate of operating working capital based on your entries, not your bank balance, an eligibility decision, or a suggested loan amount.
Time has a cost.
A cash conversion cycle shows the period from paying for inputs to collecting from customers. Shortening inventory or collection time, or extending supplier terms, can change the cash tied up in operations.
Turn timing into a number.
The amount shown is a simplified operating working-capital proxy: estimated inventory plus estimated receivables minus estimated payables. Because receivables use sales while inventory and payables use direct costs, it should not be treated as a loan amount.